Sarbuland Family Takaful
A plan that is made for you to save steadily, grow your money, and protect your family’s future, all in one place! It’s designed for long-term goals, with disciplined savings, low-risk growth, and flexible options that fit your life. Your contributions are professionally managed, so you can move forward with confidence and peace of mind.
What Makes It Special
Shariah-Compliant Growth
Your savings are invested ethically, following Islamic principles, so your money grows in a way you can trust.
A Plan That Fits You
Choose how much to contribute and how your plan is structured around your goals and lifestyle.
Extra Care During Hajj
Enjoy added protection while performing Hajj, so you can focus on your journey with reassurance.
Top-Up Anytime
Have extra funds? Add more whenever you like to boost your savings and future value.
Flexible Protection Level
Select a protection amount that gives your family the comfort and security they deserve.
Care beyond coverage
Enhance your plan with additional coverage through Waqf donations:
Monthly Income
If the unexpected happens, your family receives a reliable monthly income for the remaining term of the benefit.
Spouse Coverage
Protect your partner under the same plan
Marriage Milestone Protection
Even in your absence, your love and support continue with a PKR 300,000 benefit paid to your child at the time of marriage.
Hospitalization & Major Surgery Benefits
Get support of up to Rs.500,000 for major surgeries covered in this plan and Rs.8,000 per day for up to 60 days if hospitalized for more than a day in case of accidents.
Waiver of Contribution on Life Changes
Keeps your plan active even when if you are not around or become disabled with no extra charges.
Critical Illness & Accidental Support
Get a lump-sum payout that helps cover medical costs and protects your family’s future when you need it most.
Basic Coverage
Financial Security
Your loved ones receive the higher end of your plan value or covered amount, so they’re always taken care of.
Savings at Completion
Receive your accumulated savings at the end of the plan to support your future goals.
Flexible Access
Withdraw a portion of your savings if life calls for it.
Worry-Free Trial
Review your plan for 14 days and get a full refund if it’s not the right fit.
Inflation Protection
Small yearly increments help your plan grow, keeping your savings on track as costs rise.
Growth That Keeps Up
Contributions can grow over time, with the potential to earn extra surplus when the fund performs well.
Disclaimer
Sarbuland Family Takaful is a Shariah compliant Universal Life Family Takaful certificate which is subject to investment risk and the cash value of the plan will vary directly with the performance of the investment fund.
All family Takaful applications are processed and approved by Askari Life- Window Takaful Operations, as per their underwriting guidelines.
A personalized illustration of benefits will be provided to you by our sales representative. Please refer to the notes in the illustration for a detailed understanding of the various Terms and Conditions.
Investment Risk shall be borne by participants; actual maturity values or surrender values may be higher or lower than the project figures.
The past performance of the fund is not necessarily a guide or guarantee of future performance
This brochure only provides an introduction to the benefits available under the Certificate. A detailed description of how the certificate works is given in the ‘Participant’s Membership Documents (PMD), which will be provided to every participant.
The contents herein are the intellectual rights of Askari Life-Window Takaful Operations.
In the event of any discrepancy, ambiguity and conflict in interpreting any information, terms, or conditions in this brochure, the participants membership documents (PMD) shall prevail and supersede.
Publication or duplication of this brochure by any third party is strictly prohibited.